Who we are and what this covers

This website, our member platform, our mobile app, and our programs are operated by TradeBands Collective LLC, a Georgia limited liability company (“TradeBands,” “we,” “us,” or “our”), with its principal office at 8735 dunwoody blvd ste 6, dunwoody, georgia 30350. This Privacy Policy explains how we collect, use, share, and protect personal information when you visit our website at tradebandscollective.com and related pages (the “Site”), register for a class, create an account, join a program or the community, use our mobile app or member tools, attend an event, buy from our store, or otherwise interact with us (together, the “Services”).

TradeBands Collective is a financial education company. We do not hold your money, we do not have access to your brokerage account, and we do not collect brokerage credentials. If you do not agree with this Policy, please do not use the Services.

Information we collect

Information you provide directly

• Registration and contact details: name, email address, phone number, time zone, and anything you include in a form, message, or class registration.
• Account and profile details: username, password (stored in hashed form by our platform), profile photo, experience level, placement quiz answers, and preferences.
• Program and billing details: the programs you purchase, your acceptance of our Terms and program agreements (including the date, time, IP address, and account ID recorded when you click “I agree”), billing name and address, and payment method details, which are collected and processed by our payment processors (Section 6).
• Member tool data: trade journal entries, screenshots, notes, profit-and-loss figures you choose to log, goals, badges and milestones, calendar RSVPs, and coach feedback. We never ask for brokerage logins.
• Community content: posts, comments, messages, questions asked in live sessions, and anything you share in community channels.
• Communications: emails, text messages, support requests, call notes, and survey responses.
• Testimonials: reviews, stories, and testimonials you agree to share, with the consent you give at the time.
• Events and store: ticket and registration details, dietary or accessibility needs you tell us about for an event, and shipping addresses for physical products.
• Affiliate program: if you apply, your payout details and referral activity.

Information collected automatically

When you use the Site, member platform, or app, we and our service providers may automatically collect your IP address and the approximate location derived from it; device type, operating system, browser type, and language; pages and screens viewed, sessions attended, videos watched, time on page, links clicked, and referring and exit URLs; app diagnostics and crash reports; and identifiers set by cookies, pixels, and similar technologies. Section 4 describes these technologies and your choices.

Information from third parties

We may receive information about you from payment processors (transaction confirmations, payment status, and limited card details such as brand and last four digits); our community and communication platforms; video hosting providers (viewing data); advertising and analytics partners (campaign performance and aggregated audience data); affiliates who refer you to us (the fact of the referral); and publicly available sources.

How we use information

We use personal information to:

• Create and manage your account, deliver the programs you purchase, run live sessions, provide recordings, and operate member tools and the community (performance of a contract).
• Provide coaching and feedback you request, including review of journal entries you submit (performance of a contract).
• Process payments, manage recurring membership billing you have authorized, send receipts, and handle cancellations, disputes, and chargebacks, including documenting your acceptance of our Terms (performance of a contract; legal obligation; legitimate interests).
• Place you on a recommended learning track and award badges and milestones. These are recommendations and encouragement only; they never restrict your access to content (legitimate interests; consent where required).
• Moderate the community, enforce our Terms and community rules, and protect members and the business from fraud, abuse, and unauthorized sharing of content (legitimate interests).
• Send administrative messages such as class reminders, schedule changes, policy updates, and security notices (legitimate interests; legal obligation).
• Send marketing communications about classes, programs, events, and products where permitted by law or with your consent. You can opt out at any time (consent; legitimate interests).
• Measure and improve the Services, our content, and our advertising (legitimate interests; consent where required).
• Comply with legal obligations and protect our rights, property, and safety and those of others (legal obligation; legitimate interests).
• Create de-identified or aggregated data that no longer identifies you, which we may use for any lawful purpose.

The legal bases in parentheses apply where the GDPR, UK GDPR, or similar laws require one. We do not use personal information for automated decision-making that produces legal or similarly significant effects about you.

Cookies and tracking technologies

Cookies are small text files stored on your device. We also use pixels, tags, local storage, and similar technologies. They fall into three groups:

• Strictly necessary: required for the Site and member platform to function, including keeping you signed in and remembering your cookie choice and display settings. These cannot be switched off through our banner.
• Analytics and performance: help us understand how visitors and members use the Services (for example, Google Analytics, video player analytics). We use this data in aggregate to improve the Services.
• Advertising and marketing: allow us and our advertising partners (for example, Meta, Google, TikTok, and YouTube) to measure campaigns, build audiences, and show you relevant ads on other sites. Some U.S. state laws treat this as “sharing” or “targeted advertising.”

Your choices. You can accept or decline non-essential cookies through the banner on this Site, change your mind at any time by clearing your browser's cookies and site data, and adjust your browser settings to block or delete cookies. Blocking some cookies may affect how the Services work. To opt out of interest-based advertising more broadly, visit the Network Advertising Initiative at optout.networkadvertising.org, the Digital Advertising Alliance at optout.aboutads.info, or, in Europe, youronlinechoices.eu. We honor Global Privacy Control signals where the law requires; see Section 15.

How we share information

We do not sell personal information for money. We share personal information only as described here:

• Service providers: companies that host the Site and member platform, run our CRM and automations, process payments, send email and SMS, host video, provide community channels, ship products, provide analytics, and support our operations. They may use your information only to perform services for us.
• Payment processors: Authorize.net, Stripe, PayPal, and any other processor we use handle transactions under their own privacy policies (Section 6).
• Coaches and contractors: instructors, coaches, moderators, and support staff who need access to deliver your program, bound by confidentiality obligations.
• Other members: content you post in community channels, your display name and profile photo, and your participation in live sessions are visible to other members (Section 8).
• Advertising and analytics partners: as described in Section 4, subject to your cookie choices.
• Affiliates: if you were referred by an affiliate, we may confirm to that affiliate that a referral converted so we can pay the commission. We do not share your contact details, payment details, or member tool data with affiliates.
• Professional advisers: lawyers, accountants, auditors, and insurers, under confidentiality obligations.
• Legal and safety: to comply with law, subpoenas, or court orders; to enforce our Terms; to defend payment disputes; or to protect the rights, property, or safety of TradeBands, our members, or others.
• Business transfers: in connection with a merger, acquisition, financing, or sale of all or part of our business, subject to this Policy.
• With your consent: for example, when you agree to be featured in a testimonial or case study.
• Aggregated or de-identified data: which cannot reasonably be used to identify you.

Payment information

Payments are processed by independent third-party payment processors that are certified under the Payment Card Industry Data Security Standard (PCI DSS), currently Authorize.net, Stripe, and PayPal. When you pay, your full card number, security code, and bank account details are transmitted directly to the processor. We do not receive, store, or have access to your full card number or security code.

We may receive and retain a payment token, the card brand, the last four digits, the expiration date, the billing name and address, and transaction records. We use these for billing, the recurring membership charges you have authorized, cancellations, dispute resolution, tax, and accounting purposes. If you choose a Pay Later or Venmo option at checkout, that financing is provided by PayPal under its own agreement with you and its own privacy policy. Charges will appear on your statement as TRADEBANDSCOLLECTIVE or TRADEBANDS.

To resolve payment disputes, we keep records of your purchase, your acceptance of our Terms and program agreements (including the timestamp, IP address, and account ID recorded at acceptance), and your access and attendance history.

Email, SMS, and marketing communications

Email. If you register for a class, subscribe, or become a member, we may send you marketing emails about classes, programs, events, and products. Every marketing email includes an unsubscribe link. Opting out of marketing does not stop transactional or service messages such as receipts, class reminders, and schedule changes.

SMS and text messages. If you provide your mobile number and opt in, we may send class reminders, onboarding messages, schedule alerts, and account notices, and, with your express written consent, marketing texts. Message frequency varies. Message and data rates may apply. Reply STOP to cancel at any time and HELP for help. Consent to receive texts is not a condition of purchase. Mobile information and SMS opt-in consent will not be shared with or sold to third parties or affiliates for their marketing or promotional purposes. We may share it with service providers who send messages on our behalf. Our text line is (941) 883-3861.

Phone. If you request a call, we may call you at the number you provide. If you are on a do-not-call list and did not request a call, tell us and we will stop.

Community, recordings, and user content

Community visibility. Anything you post in community channels, including your display name, profile photo, posts, comments, and reactions, is visible to other members. Please do not post account numbers, brokerage statements with identifying details, or other sensitive personal information. We can moderate, edit, or remove content under our Terms.

Live sessions and recordings. Live classes and sessions are recorded and made available to members. If you turn on your camera or microphone, ask a question, or post in chat during a session, your voice, image, name, and message may appear in the recording. If you prefer not to appear, keep your camera and microphone off and use the Q&A feature where available, or email us and we will do our best to accommodate you.

Member tool data. Journal entries, trade logs, and notes are visible to you and to the coaches who review them. They are not visible to other members unless you share them yourself. We may use member tool data in aggregated, de-identified form to improve the curriculum.

Data retention

We keep personal information only as long as needed for the purposes described in this Policy, unless a longer period is required or permitted by law. In general, class registration data is kept for up to 24 months after our last contact; account, purchase, agreement-acceptance, and payment records are kept for the life of your account plus 7 years for tax, accounting, dispute, and legal purposes; member tool data is kept while your account is active and deleted or anonymized within 90 days after you close your account, unless you ask us to delete it sooner; community posts may remain visible after you leave unless you delete them or ask us to; marketing data is kept until you opt out, plus a short suppression period so we can honor your request; and analytics data is retained according to the settings of the analytics provider, typically 14 to 26 months.

Security

We use administrative, technical, and physical safeguards designed to protect personal information, including encryption in transit, access controls, multi-factor authentication on core systems, and vendor due diligence. No method of transmission or storage is completely secure, and we cannot guarantee absolute security. If we learn of a breach affecting your personal information, we will notify you and any regulators as required by applicable law. Keep your password private, never share your login, and tell us immediately if you believe your account has been accessed without permission.

International transfers

We are based in the United States and process information here. If you access the Services from outside the United States, your information will be transferred to, stored in, and processed in the United States and other countries where our service providers operate. Those countries may have data protection laws that differ from those in your country. Where required, we rely on appropriate safeguards such as the European Commission's Standard Contractual Clauses, the UK International Data Transfer Addendum, or an adequacy decision.

Your rights and choices

Depending on where you live, you may have the right to access the personal information we hold about you; correct inaccurate information; delete your information; receive a portable copy; restrict or object to certain processing; withdraw consent where processing is based on consent; and opt out of targeted advertising and of “sales” or “sharing” of personal information. You can update most account details yourself inside the member platform.

EEA, UK, and Switzerland

You have the rights above under the GDPR and UK GDPR, and the right to lodge a complaint with your local supervisory authority. Our legal bases are described in Section 3. Where we rely on legitimate interests, we have balanced those interests against your rights.

California

California residents have the right to know what personal information we collect, use, and disclose; to delete it; to correct it; to opt out of the sale or sharing of personal information; to limit the use of sensitive personal information; and not to be discriminated against for exercising these rights. In the past 12 months we have collected the categories of information described in Section 2 and disclosed them to the categories of recipients in Section 5 for business purposes. We do not sell personal information for money. Our use of advertising cookies may be considered “sharing” under California law; you can opt out through the cookie banner or by emailing us. We do not knowingly sell or share the personal information of anyone under 18.

Other U.S. states

Residents of Virginia, Colorado, Connecticut, Utah, Texas, Oregon, Montana, and other states with comprehensive privacy laws may have similar rights, including the right to appeal a decision about a request.

How to exercise your rights

Email [email protected] with the subject line “Privacy Request,” or write to us at the address in Section 17. We will verify your identity using information we already hold and may ask for additional details. An authorized agent may submit a request on your behalf with proof of authorization. We will respond within the time required by applicable law, typically within 30 to 45 days. If we deny a request, you may appeal by replying to our decision. Deleting your account does not cancel an active membership; cancel first under the Terms, then request deletion.

Age requirement

The Services are for adults. You must be at least 18 years old to register for a class, create an account, or make a purchase. We do not knowingly collect personal information from anyone under 18. If you believe a minor has provided us with information, contact us and we will delete it and close any associated account.

Third-party websites and services

The Services may link to or integrate with websites, tools, and platforms we do not control, including brokerage firms, community and chat platforms, video hosting, payment pages, social media, and advertising platforms. Their privacy practices are governed by their own policies, which we encourage you to review. We are not affiliated with any brokerage, and your relationship with your broker is entirely separate from your relationship with us.

Do Not Track and Global Privacy Control

Some browsers send “Do Not Track” signals. There is no industry standard for responding to them, so we do not respond to DNT signals at this time. We do honor Global Privacy Control (GPC) browser signals as a valid opt-out of sale or sharing where applicable law requires it.

Changes to this Policy

We may update this Policy as our practices, technologies, or legal obligations change. The effective date at the top shows when it was last revised. If changes are material, we will provide notice on the Site, inside the member platform, or by email before they take effect. Your continued use of the Services after the effective date means you accept the updated Policy.

Contact us

TradeBands Collective LLC
Attn: Privacy
8735 dunwoody blvd
Atlanta ga 30350
Email: [email protected]
Text: (941) 883-3861

If you are in the EEA or UK and have unresolved concerns, you may also contact your local data protection authority.

Agreement to these Terms

These Terms and Conditions (“Terms”) are an agreement between you (“Member,” “you,” or “your”) and TradeBands Collective LLC, a Georgia limited liability company (“TradeBands,” “we,” “us,” or “our”). They govern (a) your access to and use of our website at tradebandscollective.com and related pages, our member platform, our community channels, and our mobile app (together, the “Platform”), and (b) every class, bootcamp, mentorship program, membership, event, coaching session, digital product, physical product, and related service we provide (the “Programs,” and with the Platform, the “Services”).

By registering for a class, creating an account, clicking “I agree,” making a payment, or otherwise using the Services, you agree to these Terms and to our Privacy Policy, which is incorporated by reference. If you do not agree, do not use the Services.

Program agreements. Some Programs, including the Full Mentorship Program, require you to sign a separate program or payment agreement before access opens. If a signed agreement conflicts with these Terms, the signed agreement controls for that Program. Otherwise these Terms apply.

Records of acceptance. We record the date, time, IP address, and account identifier associated with your acceptance of these Terms and any program agreement, and we rely on those records to administer your access and to resolve payment disputes.

Definitions

• “Content” means all curriculum, live and recorded classes, videos, slides, worksheets, checklists, ebooks, journals, templates, posts, messages, and other material made available through the Services, whether created by us, our instructors, or our members.
• “Bandwagon Strategy” means our proprietary method for evaluating and managing options trades, including its setup criteria, checklists, risk rules, frameworks (including the four trader types), naming, and the way it is taught.
• “Membership” means the recurring Core Membership billed monthly.
• “Fixed-Term Program” means a Program with a defined access period and a one-time price, including the 4-Week Bootcamp and the Full Mentorship Program.
• “Community” means the member channels, chats, forums, and live session spaces we operate on our Platform or through third-party services.
• “Member Tools” means features of the Platform such as the trade journal, coach review, calendar, badges, and placement quiz.
• “Payment Processor” means a third-party service that processes payments on our behalf, currently Authorize.net, Stripe, and PayPal.

Eligibility

You must be at least 18 years old and able to form a binding contract to use the Services. By using the Services you represent that you meet this requirement, that the information you provide is accurate, and that you are not prohibited from using the Services under the laws of your jurisdiction. The Services are offered from the United States; if you access them from elsewhere, you are responsible for complying with your local laws, including any rules about financial education content, and you acknowledge that our instruction is based on U.S. markets and U.S. options.

Educational purpose, not financial advice

4.1 We teach. We do not advise. TradeBands Collective is a financial education company. All Content and Programs are provided for educational and informational purposes only. Nothing we publish, teach, say in a live session, or share in the Community is investment, financial, legal, tax, or accounting advice, and nothing is a recommendation, solicitation, or offer to buy, sell, or hold any security, option, or other financial instrument.

4.2 Not registered. TradeBands Collective LLC and its instructors are not registered investment advisers, broker-dealers, commodity trading advisors, financial planners, or fiduciaries, and are not registered with the SEC, FINRA, the CFTC, the NFA, or any state securities regulator. We do not provide individualized advice tailored to your financial situation, and we are not responsible for determining whether any strategy is suitable for you.

4.3 Instructor disclosures. Our founder and instructors actively trade their own accounts using the methods they teach. They may hold, open, or close positions in securities discussed in class, before, during, or after a session, and their interests may differ from yours. When an instructor shares a trade, it is shared as a teaching example, not as a recommendation. Instructors do not know your financial situation.

4.4 No account access and no custody. We never ask for, accept, or hold your brokerage login, your funds, or trading authority over any account. We do not execute trades for you, manage money, pool funds, or offer signals to copy. Any brokerage you use is your choice; we are not affiliated with any brokerage and receive no compensation from your trading activity.

4.5 Your decisions. Every decision to trade, including what to trade, when, how much, and in which account, is yours alone. Before trading, you should assess your financial situation, objectives, and risk tolerance, and consult a licensed professional where appropriate.

Risk disclosure

5.1 Trading involves substantial risk. Trading stocks, options, and other securities involves substantial risk of loss and is not suitable for every person. You can lose some or all of the money you invest. Certain options strategies carry the risk of losing more than your initial investment. You should never trade with money you cannot afford to lose, including funds needed for living expenses, debt payments, emergencies, or retirement.

5.2 Options-specific risks. Options are complex instruments. They can expire worthless, their prices can move sharply in short periods, leverage can magnify both gains and losses, and liquidity can disappear. Before trading options you should read “Characteristics and Risks of Standardized Options,” published by the Options Clearing Corporation and available from your broker or at theocc.com, and you should understand your broker's approval levels, margin requirements, and assignment and exercise rules.

5.3 Past performance and hypothetical results. Past performance, whether of an instructor, a member, or the Bandwagon Strategy itself, is not indicative of future results. Any performance examples shown in Content may include hypothetical, simulated, paper-traded, or back-tested results. Hypothetical results have inherent limitations: they are prepared with the benefit of hindsight, do not reflect actual trading, do not account for slippage, commissions, fees, liquidity, or the emotional pressure of real losses, and frequently differ sharply from results later achieved.

5.4 Paper trading is not real trading. Results in a paper or simulated account do not predict results in a funded account.

5.5 Taxes. Trading can have tax consequences. We do not provide tax advice. Consult a qualified tax professional.

5.6 Acknowledgment. By using the Services you acknowledge that you have read and understood this risk disclosure, that you accept full responsibility for your trading decisions and their results, and that TradeBands is not liable for any trading losses you incur.

Programs, access, and delivery

6.1 How Programs are delivered

Programs are delivered online through live video sessions, recordings, the Community, Member Tools, downloadable materials, and, for events, in person. Access to online Content is granted to the account that purchased it and begins when payment is confirmed or, for Programs that require a signed agreement, when the agreement is signed, whichever is later. Live session schedules are published inside the Platform and may change; recordings are typically posted within a reasonable time after a session.

6.2 Beginner Wealth Building Class

The free live class is an introduction to options and to the academy. Registration is free. Seats are limited per session and are not guaranteed if you arrive late. We may offer products or Programs for purchase during or after the class; attendance never obligates you to buy anything.

6.3 Fixed-Term Programs

The 4-Week Bootcamp and the Full Mentorship Program have defined access periods stated at checkout. The Full Mentorship Program provides 56 days of access from your start date for a one-time payment and is not a subscription; access to program sessions, program Community spaces, and program Member Tools ends automatically on day 56 unless you join the Membership. Missing sessions does not extend the access period. Recordings are available during the access period.

6.4 Membership

The Core Membership is billed monthly in advance and continues until cancelled under Section 9. It includes access to live sessions, recordings, Community channels, and Member Tools as described at checkout. We may add, change, or retire features, sessions, and tools over time while keeping the Membership substantially as described.

6.5 Events

Tickets to retreats, workshops, and other events are sold per event and are subject to the event-specific terms shown at purchase, including dates, locations, what is included, and codes of conduct. Travel, lodging, and meals are not included unless stated.

6.6 Digital and physical products

Digital products are delivered electronically on purchase. Physical products, including the 7 Figure Trading Journal, are shipped to the address you provide; shipping times are estimates, and risk of loss passes to you on delivery to the carrier. You are responsible for providing an accurate shipping address and for any customs duties or import taxes.

6.7 Member Tools and app

Member Tools, including the trade journal, coach review, placement quiz, badges, and calendar, are provided to support learning. Placement results and badges are recommendations and encouragement; they never lock you out of Content. Coach feedback on journal entries is educational commentary on your process, not a trade recommendation. Portions of the Platform, including the mobile app, may be offered in beta and may change or be withdrawn.

6.8 Devices and connectivity

You are responsible for the device, software, and internet connection needed to use the Services, and for any charges from your carrier.

Accounts and community conduct

7.1 Your account. Keep your login credentials confidential. You are responsible for all activity under your account. One account per person; accounts and Program access are personal and may not be shared, lent, or transferred. Tell us immediately at [email protected] if you suspect unauthorized access.

7.2 Community rules. The Community exists to learn. You agree not to: give or solicit individualized trading advice, signals, or “calls” to or from other members; promote, sell, or recruit for any product, service, group, or investment; share account numbers, brokerage statements with identifying details, or other sensitive information, yours or anyone else's; record, screenshot, download, or redistribute live sessions, recordings, Content, or other members' posts outside the Platform; harass, threaten, demean, or discriminate against anyone; impersonate instructors or staff; post unlawful, infringing, or misleading content; or attempt to access, scrape, copy, or interfere with the Platform or any account.

7.3 Moderation. We may remove content, mute, suspend, or remove any member who violates these rules or disrupts the learning environment, at our discretion and without refund (Section 14).

7.4 Member content. You keep ownership of what you post. You grant us a worldwide, non-exclusive, royalty-free license to host, display, reproduce, and moderate your posts within the Services, and to use anonymized or aggregated versions to improve our curriculum. You represent that you have the right to post what you post. Testimonials you provide are governed by Section 12.

Fees, billing, and recurring membership

8.1 Prices

Prices are shown in U.S. dollars at checkout and on the Site and may change. The price confirmed at your checkout is the price you pay for that purchase. Prices exclude taxes and any fees your bank or card issuer may charge.

8.2 Payment methods and processors

We accept major credit and debit cards and other methods shown at checkout, including PayPal. Payments are processed by independent Payment Processors. By submitting payment information, you represent that you are authorized to use the payment method, and you authorize us and our Payment Processor to charge the amounts described in these Terms, at checkout, and in any program agreement. We do not store your full card number or security code. Your use of a Payment Processor is also subject to that processor's terms and privacy policy.

8.3 Pay Later and financing options

If a Pay Later, Pay in 4, Venmo, or similar option appears at checkout, that financing is offered, approved, and administered by PayPal or another third-party provider under its own agreement with you. We are not a party to that agreement, we do not control approval or terms, and your obligations to the financing provider continue regardless of how you use the Services or whether you cancel. Our no-refund policy (Section 9) applies to purchases made with financing.

8.4 Recurring Membership billing

By starting a Membership you authorize us to charge your payment method on file each month, in advance, on the same calendar day as your start date (or the last day of a shorter month), at the Membership rate in effect for your account, until you cancel under Section 9.3. Your Membership continues month to month without a fixed term. We will notify you in writing at least 30 days before any change to your Membership rate; if you do not want to pay the new rate, cancel before it takes effect. You may cancel at any time; cancellation stops future charges and you keep access through the end of the period you have already paid for.

8.5 Failed or declined payments

If a Membership charge fails, we may retry it over the following days and ask you for an updated payment method. If payment is not received within 7 days of the billing date, we may suspend access until the account is current, and after 30 days we may cancel the Membership. Suspension does not create a credit or refund.

8.6 Taxes

You are responsible for any sales, use, VAT, GST, or similar taxes on your purchases. If we are required to collect tax, it will be added at checkout.

8.7 Statement descriptor

Charges will appear on your statement as TRADEBANDSCOLLECTIVE or TRADEBANDS. If you do not recognize a charge, contact us before disputing it (Section 9.7).

8.8 Currency and international payments

Charges are made in U.S. dollars. Your bank or card issuer may apply currency conversion or international transaction fees, which we do not control and do not refund.

No-refund policy and cancellation

9.1 All sales are final

Because our Programs grant immediate access to digital Content, live instruction, and the Community, and because that access cannot be returned once granted, all purchases are final and non-refundable, except where this Section or applicable law expressly provides otherwise. You are purchasing access to education for a defined period, not a result. Not attending sessions, not using the Content, not logging into the Platform, changing your mind, or being dissatisfied with your trading results does not entitle you to a refund. This policy is shown at checkout, is repeated in program agreements, and you accept it when you pay.

9.2 Fixed-Term Programs

Fees for the 4-Week Bootcamp, the Full Mentorship Program, and any other Fixed-Term Program are non-refundable once paid, whether or not you attend, complete, or begin the Program. Access periods are not paused or extended for missed sessions. If you have not yet signed a required program agreement and request cancellation in writing before any access has been granted, we will refund the payment less any non-refundable Payment Processor fees.

9.3 Membership cancellation

You may cancel your Membership at any time by emailing [email protected] from the email address on your account or by texting (941) 883-3861 from the mobile number on your account, at least 48 hours before your next billing date. We will confirm the cancellation in writing. Cancellation stops all future charges. Fees already paid are not refunded and partial months are not prorated; you keep access through the end of the paid period. If you cancel less than 48 hours before a billing date, the cancellation takes effect at the end of the following period. Deleting the app, leaving the Community, or disputing a charge is not a cancellation.

9.4 Digital products

Ebooks, templates, recordings, and other digital products are delivered immediately on purchase and are non-refundable.

9.5 Events

Event tickets are non-refundable but may be transferred to another person by written request up to 7 days before the event. If we cancel an event, you may choose a full refund of the ticket price or a credit toward a future event. If we postpone an event, your ticket transfers to the new date, and if you cannot attend the new date you may request a credit. We are not responsible for travel or lodging costs under any circumstances.

9.6 Physical products

If a physical product arrives damaged or defective, email us within 14 days of delivery with photos and we will replace it or refund it. Otherwise physical product sales are final. Shipping charges are non-refundable.

9.7 Chargebacks and payment disputes

If you have a concern about a charge, contact us first. We answer billing questions within 2 business days and resolve them in good faith. You agree not to initiate a chargeback or payment dispute for any charge made in accordance with these Terms, your checkout, or a program agreement. If a chargeback is filed, we will provide the Payment Processor and your bank with our records, including your acceptance of these Terms and this policy, your purchase, your access logs, and your attendance. If a chargeback is resolved in our favor or is found to have been filed against a valid charge, you agree to reimburse us for the disputed amount plus dispute fees and reasonable collection costs. We may suspend or terminate access and decline future business while a dispute is pending or unresolved.

9.8 Our right to cancel

If we cancel a Program for our own reasons before it begins, we will refund any amount you paid for it. If we remove you for violating these Terms (Section 14), no refund is owed.

9.9 Statutory rights

Nothing in this Section limits rights you have under laws that cannot be waived by contract. If you are a consumer in the European Union or the United Kingdom, you acknowledge that by purchasing digital Content and Programs that begin immediately, you expressly request immediate performance and lose the statutory 14-day right of withdrawal once access has been granted. Where the law requires a refund, we will provide it in the manner and within the time the law requires.

No guarantee of results and earnings disclaimer

10.1 Results vary. Trading outcomes depend on factors we do not control, including market conditions, the capital you choose to risk, your broker and its fees, your discipline in following your own trade plan, your emotional responses, the time you commit to learning, and luck. Two members learning the same method will see different results, and many members will lose money.

10.2 No promises. We do not guarantee, promise, or represent that you will make money, replace your income, achieve any level of return, avoid losses, or achieve any particular result from any Program or Content. Any statements about what is possible with options trading are statements about possibility, not predictions about you.

10.3 Our founder's results are hers. Statements about our founder's trading history, account size, or income describe her personal experience over many years of trading and are not a representation of what members typically achieve or will achieve. Her results are not typical.

10.4 Testimonials and member stories. Testimonials, member stories, screenshots, and examples reflect individual experiences and are not typical, are not guaranteed, and are not a forecast. We do not track or publish the average results of members, and you should assume that the typical member does not achieve the results described in any testimonial. Where a member shares a trading result, we do not independently verify it.

10.5 No income claims by anyone. Instructors, coaches, affiliates, and members are prohibited from making income or performance promises on our behalf. If anyone tells you that a Program will make you money, they are speaking for themselves, not for TradeBands, and you should not rely on it.

10.6 What we do commit to. We commit to delivering the sessions, Content, Community access, and Member Tools described for your Program, with care and professional effort, for the stated access period. That is the full extent of what you are purchasing. Dissatisfaction with trading results is not a basis for a refund.

Intellectual property and the Bandwagon Strategy

11.1 Ownership. The Services, the Content, the Bandwagon Strategy, the four trader types framework, our curriculum, recordings, checklists, worksheets, ebooks, the 7 Figure Trading Journal design, our trademarks (including TradeBands, TradeBands Collective, Bandwagon Strategy, and our logos), and all related intellectual property are owned by TradeBands Collective LLC or our licensors and protected by copyright, trademark, trade secret, and other laws.

11.2 Your license. Subject to these Terms and payment of applicable fees, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the Content for your own personal, non-commercial education during your access period. All rights not expressly granted are reserved.

11.3 Restrictions. You may not: copy, record, download (except where we provide a download), screenshot for redistribution, share, publish, or distribute any Content; share your login or Program access; teach, coach, present, or sell the Bandwagon Strategy or any part of our curriculum, checklists, or frameworks, under that name or any other, whether paid or free; use our Content or methods to create a competing course, community, signal service, newsletter, or coaching offer; use our trademarks without written permission; or remove any proprietary notices. Learning the method and trading your own account with it is exactly what the license is for; repackaging it for others is not.

11.4 Enforcement. Violations of this Section cause harm that money alone may not repair. We may terminate your access without refund, and we may seek injunctive relief and damages, including recovery of our attorneys' fees, in addition to any other remedy.

11.5 Copyright complaints. If you believe content on the Platform infringes your copyright, send a notice to [email protected], Attn: Copyright Agent, that includes identification of the work, the location of the allegedly infringing material, your contact information, a statement of good-faith belief that the use is not authorized, a statement under penalty of perjury that the notice is accurate and that you are authorized to act, and your physical or electronic signature.

Testimonials and student results

If you provide a testimonial, story, screenshot, or review, you confirm it reflects your honest opinion and actual experience, and you grant us a perpetual, worldwide, royalty-free license to use it, with your first name, initial, or display name and any details you include, in our marketing, on the Site, and in our materials. You may ask us to stop future use of your testimonial at any time by email, and we will remove it from materials we control within a reasonable time, though it may remain in materials already distributed. We present testimonials in accordance with applicable endorsement rules, we do not pay for testimonials, and we may add clarifying disclosures.

Affiliate program

Our affiliate program lets approved affiliates earn a commission, currently 18% recurring for the life of the referred Membership, on purchases made through their tracked referral link. Participation is governed by a separate Affiliate Agreement, which controls over this Section. Affiliates are independent and are not our employees or agents. Affiliates may not make income, performance, or earnings claims, may not offer trading advice or signals, may not misrepresent our Programs or prices, and may not use paid search on our trademarks. We may withhold commissions on refunded, charged-back, or fraudulent purchases and may terminate affiliates who violate these rules. To apply, email [email protected].

Suspension and termination

14.1 By you. You may stop using the Services at any time. Membership is cancelled under Section 9.3; Fixed-Term Programs expire at the end of their access period.

14.2 By us. We may suspend or terminate your access to any part of the Services, immediately and without refund, if you violate these Terms, a program agreement, or the Community rules; share your access or our Content; harass members, instructors, or staff; initiate a chargeback against a valid charge; provide false information; or use the Services in a way that creates legal risk for us or others. We may also discontinue any Program or feature; if we discontinue a Program you have paid for before its access period ends, we will refund the unused portion of your fee on a prorated basis, which is your sole remedy.

14.3 Effect. On termination, your license to the Content ends, your access to the Community and Member Tools ends, and any amounts you owe remain due. Sections 4, 5, 8, 9, 10, 11, 12, 14.3, and 15 through 24 survive termination.

Third-party services

The Services rely on and link to third-party services we do not control, including brokerage firms, community and chat platforms, video hosting, payment processors and financing providers, email and SMS carriers, app stores, and advertising platforms. Their availability, content, security, pricing, and policies are governed by their own terms. We are not responsible for them, and your use of them is at your own risk. In particular, we are not affiliated with any brokerage, we do not endorse any broker, and your choice of broker, your account approvals, and your broker's execution, fees, and outages are between you and your broker. A reference to a third-party product in class is a teaching reference, not an endorsement.

Disclaimers

16.1 Except as expressly stated in Section 10.6, the Services and Content are provided “as is” and “as available,” without warranties of any kind. To the maximum extent permitted by law, we disclaim all other warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, and any warranty arising from course of dealing or usage of trade.

16.2 We do not warrant that the Content is complete, current, or error-free; that any strategy will be profitable or suitable for you; that live sessions will occur at any particular time or frequency; that recordings will be available for any particular period; or that the Platform will be uninterrupted, secure, or free of errors or viruses. Market information shared in class may be delayed or inaccurate.

16.3 Some jurisdictions do not allow the exclusion of certain warranties, so some of the above may not apply to you. In that case, our warranties are limited to the minimum scope and duration required by law.

Limitation of liability

17.1 Trading losses. To the maximum extent permitted by law, TradeBands Collective LLC and its owners, instructors, coaches, contractors, and agents will not be liable for any trading or investment losses, lost profits, or lost opportunities you incur, however caused, including losses connected to anything taught, said, shown, or shared through the Services.

17.2 Exclusion of certain damages. To the maximum extent permitted by law, we will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for lost data, loss of goodwill, or the cost of substitute services, arising out of or related to these Terms or the Services, however caused and under any theory of liability, even if advised of the possibility of such damages.

17.3 Cap. To the maximum extent permitted by law, our total aggregate liability arising out of or related to these Terms and the Services will not exceed the total fees you paid to us for the Services during the 12 months immediately before the event giving rise to liability or, if greater, one hundred U.S. dollars ($100).

17.4 Exceptions. These limitations do not apply to liability that cannot be limited by law or to damages arising from our fraud, gross negligence, or willful misconduct.

17.5 Basis of the bargain. You acknowledge that the fees reflect this allocation of risk and that we would not provide the Services without these limitations.

17.6 Claims period. Any claim arising out of or related to these Terms or the Services must be brought within one year after the claim arose or it is permanently barred, unless a longer period is required by law.

Indemnification

You will defend, indemnify, and hold harmless TradeBands Collective LLC and its owners, instructors, coaches, contractors, and agents from and against all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your trading or investment activity and its results; (b) your breach of these Terms, a program agreement, or applicable law; (c) content you post or share; (d) your violation of Section 11, including any teaching, resale, or redistribution of our Content or methods; (e) advice, signals, or recommendations you give to anyone; or (f) your violation of any third party's rights. The indemnified party will give prompt notice of any claim, allow you to control the defense (provided no settlement admits fault on behalf of, or imposes obligations on, the indemnified party without its consent), and provide reasonable cooperation at your expense.

Dispute resolution, arbitration, and governing law

19.1 Talk to us first

Most disagreements can be resolved with a conversation. Before starting any formal proceeding, you agree to send a written description of the dispute to [email protected] and to negotiate in good faith for at least 30 days.

19.2 Binding arbitration

If the dispute is not resolved within 30 days, any dispute, claim, or controversy arising out of or relating to these Terms, the Services, or any Program, including their formation, validity, or termination, will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. The arbitration will be held in [County], Georgia or by video conference, before a single arbitrator, in English. The arbitrator may award any relief a court could award to an individual party. Judgment on the award may be entered in any court of competent jurisdiction. The Federal Arbitration Act governs this Section. If the AAA is unavailable, the parties will agree on another administrator or a court will appoint one.

19.3 Class action and jury waiver

To the fullest extent permitted by law, you and we agree that each may bring claims only in an individual capacity and not as a plaintiff or class member in any purported class, collective, or representative proceeding, and that the arbitrator may not consolidate the claims of more than one person. You and we each waive any right to a jury trial.

19.4 Exceptions

Either party may bring an individual claim in small claims court if it qualifies, and either party may seek injunctive or other equitable relief in court to protect intellectual property or confidential information.

19.5 Opt-out

You may opt out of this arbitration agreement by emailing [email protected] with the subject “Arbitration Opt-Out” and your account email within 30 days after first accepting these Terms. Opting out does not affect any other provision.

19.6 Governing law and venue

These Terms are governed by the laws of the State of Georgia, without regard to its conflict-of-law rules, and by applicable federal law. Subject to Section 19.2, the state and federal courts located in [County], Georgia have exclusive jurisdiction over any dispute not subject to arbitration, and you consent to personal jurisdiction there.

19.7 Consumers outside the United States

If you are a consumer outside the United States, you may also benefit from mandatory provisions of the law of your country of residence, and nothing in this Section deprives you of the protection of those provisions.

Force majeure

We are not liable for delay or failure to perform caused by events beyond our reasonable control, including natural disasters, epidemics, war, terrorism, civil unrest, governmental action, utility or internet failures, cyberattacks, market closures, or failures of third-party platforms and providers. Live sessions affected by such events will be rescheduled or made available by recording where practical.

Electronic communications, signatures, and records

By using the Services, you consent to receive communications from us electronically, including by email, by text message where you have opted in, through the Platform, and by notices posted on the Site, and you agree that electronic communications satisfy any legal requirement that communications be in writing. You agree that electronic signatures, click-to-accept, and payment constitute valid acceptance of these Terms and any program agreement, and that our electronic records of your acceptance, purchases, access, and attendance are admissible evidence of them. You may withdraw consent to electronic communications by contacting us, in which case we may be unable to provide the Services.

Privacy

Our collection and use of personal information, including the data you enter into Member Tools and the records we keep of your acceptance of these Terms, is described in our Privacy Policy, which is part of these Terms.

Changes to these Terms

We may modify these Terms from time to time. The effective date at the top shows the current version. Material changes will be posted on the Site and in the Platform, and for active members we will provide at least 30 days' notice by email. Changes to the no-refund policy or arbitration provisions do not apply retroactively to purchases made before the change. Your continued use of the Services after the effective date constitutes acceptance.

General terms

24.1 Entire agreement. These Terms, the Privacy Policy, any program agreement you sign, and the terms shown at checkout are the entire agreement between you and us about their subject matter and supersede all prior discussions and agreements.

24.2 Severability. If any provision is held unenforceable, it will be modified to the minimum extent necessary to be enforceable, and the remaining provisions remain in effect. If the class action waiver in Section 19.3 is found unenforceable as to a particular claim, that claim, and only that claim, will proceed in court rather than arbitration.

24.3 Waiver. A failure to enforce a provision is not a waiver of the right to enforce it later. Waivers must be in writing.

24.4 Assignment. You may not assign these Terms or your Program access. We may assign them to an affiliate or in connection with a merger, acquisition, or sale of assets. These Terms bind and benefit permitted successors and assigns.

24.5 Notices. Notices to us must be sent to [email protected] and to the address in Section 25. Notices to you will be sent to the email address on your account. Notices are effective when sent by email, absent a bounce, or 3 business days after mailing.

24.6 Relationship. We are an independent education provider. Nothing in these Terms creates a partnership, joint venture, employment, agency, advisory, or fiduciary relationship.

24.7 Interpretation. Headings are for convenience only. “Including” means “including without limitation.”

24.8 No third-party beneficiaries. Except for indemnified parties under Section 18, no third party has any rights under these Terms.

24.9 Language. These Terms are written in English. Any translation is for convenience only, and the English version controls.

Contact

Questions about these Terms, billing, cancellations, or your Program:

TradeBands Collective LLC
8735 dunwoody blvd
Atlanta GA 30350
Email: [email protected]
Text: (941) 883-3861

Support hours are Monday to Friday, 9:00 a.m. to 5:00 p.m. Eastern Time. We respond to billing and cancellation requests within 2 business days.